Preorders and Long Delivery as a Reserve Problem

Preorders, courses delivered over a year, retainers, and made-to-order goods share a shape. The card is captured now. The customer can still dispute when the thing is late or different. If the payout already went to the bank, the dispute becomes a debt. A reserve or a delay is the control that keeps some of the money where the dispute can reach it.

If you are paid before you deliver, someone has to hold the risk. Often that someone is a reserve.

What is actually moving

This site will not quote the reserve Stripe will set. Anyone who quotes you a universal percentage is guessing. What you can say truthfully is the delivery time you actually achieve, not the one on the landing page.

• Payment date.
• Delivery date.
• The gap is the risk.
• A reserve is a response to the gap, not a punishment you can negotiate away with adjectives.

What people confuse it with

Describing a six-month build as an instant download, so the account looks lower risk, is how the review becomes a closure. The charges already show the timing.

What to do with it

State the real gap between payment and delivery.

1. Write the usual delivery time and the longest one.
2. Do not shorten it in the reply to a notice.
3. Keep fulfilment proof for the slow orders. Those are the ones that dispute.
4. If you want a partnership assessment, this gap is the first commercial fact, not a footnote.