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Eligibility

Willing is not the same as suitable.

Both businesses are read together. An open account is not spare capacity. A suspension is not an automatic yes, and it is not an automatic no.

What is considered

  • Who owns and directs each business
  • The products, customers and countries
  • The website the customer actually uses
  • Processing history and any suspension or restriction
  • Fulfilment, refunds and complaint patterns you can describe
  • The proposed access, settlement and exit
  • Whether the processor has permitted this arrangement, in a form that can be checked

What stops progress

  • An undisclosed or substituted seller
  • A refusal to describe the products or the website
  • A request to share account passwords or to hide a suspension
  • A plan to use the partnership to get around a restriction
  • A change of payout beneficiary that the processor has not permitted
  • Missing permission for the actual merchant, products and website
  • Responsibilities that nobody will put their name to
  • A tick box offered as if it were approval